We both have an advantage plan. We went today and talked to an insurance guy that made sure what we were getting was best for us. My husband has a plan that is for people with diabetes and/or heart disease, he has both. An advantage plan that works for one may not even be available where someone else lives. I had to change from the one I have because my neurologist will no longer accept the one I have and MS specialists are hard to find.. They seem to all have different benefits. There are insurance people that will go over what is available where you live and whichh would do you the most good. They don't charge to go talk to them, or the ones here don't.

Thanks for your help

Absolutely. Get a gap plan, to help with additional cost.

Thank you so much, this gives me a good base to start from

I changed so I can have in home care if I need. We will see how it goes.