Starting the disability benefits process can feel overwhelming, but breaking it down into steps makes it much more manageable. There are two federal programs to consider:
- SSDI (Social Security Disability Insurance) — for those who have worked and paid Social Security taxes
- SSI (Supplemental Security Income) — for those Show Full Answer
Starting the disability benefits process can feel overwhelming, but breaking it down into steps makes it much more manageable. There are two federal programs to consider:
- SSDI (Social Security Disability Insurance) — for those who have worked and paid Social Security taxes
- SSI (Supplemental Security Income) — for those with low income who haven't worked long enough to qualify for SSDI
It's worth starting the process as early as possible, as it can take several months — and sometimes longer. Here's what to gather before applying:
- Personal info — full legal name, Social Security number, birth certificate, proof of citizenship
- Medical records — MRI results, medication history (past and present), neurologist contact info
- Work history — employment from the past 15 years, earnings from the past year, W-2 or tax forms
- Description of symptoms — how MS affects daily tasks like cooking, shopping, or mobility
As one MyMSTeam member advised, collect all your medical records before filing — don't wait for the SSA to request them. You can apply online at the SSA website, by phone, or in person at a local Social Security office.
A few important tips:
- Make sure your neurologist knows you're applying so they can document your condition properly
- Getting denied once or twice is common — don't give up, appeals are part of the process
- Consider consulting a disability lawyer to help speed things along
AI-generated responses are not a substitute for medical advice. These services are not intended to
diagnose, treat, or cure any condition or disease. Always ask your doctor about specific health concerns.
MS Disability Benefits: SSDI, SSI, and How To Apply
July 14