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At what point should I look at SSD? I'm on short term disability insurance through work for 3 months with no improvement..

A MyMSTeam Member asked a question 💭
Syracuse, NY
January 2, 2015
 · 
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A MyMSTeam Member

I bought a private LTD policy years ago. I now get paid 60% of my salary before I became disabled enough to interfere with my ability to do my job.

January 2, 2015
A MyMSTeam Member

@A MyMSTeam Member I believe it's better to be safe than sorry. If the miracle happens, you can cancel it which would be a great thing! I had a friend with another disease that forced her to stop working. Because she waited til she couldn't work to buy it, she was denied ltd coverage b/c she made a claim too soon. You can't make a claim during the first twelve months after you buy the policy.

January 3, 2015
A MyMSTeam Member

Thank you all. I'm so not ready for this. I keep hoping for a miracle..

January 3, 2015
A MyMSTeam Member

@A MyMSTeam Member... I wished you lived here! I really could use your support! Thanks for all your input!

January 2, 2015

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