I am sorry, maybe I am naive, but why exactly can't we get life insurance. MS is not terminal and I have a 38 year old friend with terminal cancer and he got life insurance since his diagnosis. I don't understand.

I wish I had an answer for you as well. I was un-insurable for years until my husband changed job, and they had to add me to his insurance. My neurologist would not charge me the whole time. He was my God send. Hope and pray for you daily. I've been in your shoes.

I would do some research and see what pops up. There's one but I'm not sure of the name right now but when I think of it I'll let you know Itatup.

You may have already spoken to your insurance company about starting the old policy again. If you haven't you should check with them. Many policies have an option to pickup coverage again when the premium hadn't been paid past the due date.

Thanks @ VictoriaC