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Real members of MyMSTeam have posted questions and answers that support our community guidelines, and should not be taken as medical advice. Looking for the latest medically reviewed content by doctors and experts? Visit our resource section.

I've Been Denied Supplemental Life Insurance That Was Offered Thru My Employer Due To MS. Has Anyone Been Able To Get Life Insurance?

I've Been Denied Supplemental Life Insurance That Was Offered Thru My Employer Due To MS. Has Anyone Been Able To Get Life Insurance?

My employer is offering basic life insurance and that's great but when I applied for supplemental life insurance, I was denied due to MS. Now, I want to start looking to get life insurance outside of what work is providing me and am wondering if I'll get the same rejection for every insurance company out there or, if I get accepted, I'll have to pay through the roof.

Thanks.

posted April 24, 2014
A MyMSTeam Member

UPDATE: I received a letter from the life insurance company that said that based on the supplemental information I provided them, which was a letter from my neurologist telling them I'm doing great and am following the proper course of treatment as well as a letter from my manager telling them I did not miss work for any reason, they chose to reverse their decision and agree to provide me with supplemental life insurance. The moral of this story? Don't take no for an answer. Fight back!

posted June 9, 2014
A MyMSTeam Member

It is my understanding you can't get life insurance. Same with any other illnesses such as cancer. Can't. I would love to know if anyone able to buy life insurance.

posted May 1, 2014
A MyMSTeam Member

Medicare, even though I'm in my 50s. (Thanks to disability for bipolar disorder.)

posted April 24, 2014
A MyMSTeam Member

Every state works differently that much I know

posted November 20
A MyMSTeam Member

I have not heard of this insurance.

posted November 19

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