I was on disability (SDI) for 18 months, which is insurance & not taxable. I didn't have to declare it as income which was nice. Verify with your accountant or tax person.

Also check MSAA's website for resources. By that I mean a pro bono Tax Attorney or CPA (certified public accountant). They will help you maximize your deductions & credits most people don't even know about so you pay the least amount of tax.

Yes... Sadly you must report your income.

Yes, you enter it on your tax return, but taxes may not be deducted depending on your total income. I also do not withhold taxes from SS.

I will check thanx